So, you’re thinking about going to Thailand? The good news is that you’ve made a fantastic decision! Thailand is one of the most naturally and historically magnificent countries on earth, whether you’re planning a permanent relocation or a simple vacation escape.
When it comes to planning to leave one’s native country, there is a lot to consider. This is especially relevant in light of Thailand’s current coronavirus and COVID-19 travel restrictions. So, before you book your flights, do some research to find out exactly what you’ll need to enter Thailand.
It is generally a good idea to get a traveller’s insurance when travelling. This is in case of an unanticipated emergency. In addition, COVID-19 travel insurance is currently required in Thailand for the duration of the pandemic.
COVID-19 Insurance in Thailand for Foreigners
Since March 19, 2020, all international visitors entering Thailand are required to produce proof of insurance in the event of contracting COVID-19. The Thai government enacted this law to protect its citizens from incoming carriers and to safeguard its medical system from the rising costs of potential treatment.
According to the official declaration, all visitors to Thailand should have health insurance. This insurance must cover at least $100,000 in inpatient and outpatient care. Furthermore, the policy must indicate clearly that it covers treatment for this unique coronavirus and its variations.
It is necessary to have this insurance in order to enter Thailand. But, much more importantly, it is essential to be granted a visa for entry. So, whether you’re an ex-pat moving to Thailand or just a visitor, you’ll need to be protected against the coronavirus.
Requirements for COVID-19 Insurance for Foreigners in Thailand
In reality, the insurance’s specifics are rather straightforward to comprehend. They are divided into two unique coverage options that must be met in accordance with Thailand’s regulations:
- In the event that a traveller acquires COVID-19 (or a variant of it), they must be covered for all treatment expenditures. This should include inpatient care, general practitioner services, hospital stays, and drugs. There will be insurance coverage of up to 3.1 million Thai Baht (US$100,000).
- A tourist must have insurance for up to 3.2 million Baht if they die as a result of COVID-19. This will be used to pay for the burial and/or reparations.
As a result, the Thai government has issued a quite straightforward directive. In other words, they are enforcing their position that travellers who intend to visit Thailand during the pandemic must be fully insured against illness or death. It’s a bleak situation, but it’s a necessary precaution to protect themselves and you.
How to get COVID-19 Insurance in Thailand?
COVID-19 insurance for foreigners is actually quite simple to come by. You simply need to ensure that the coverage you’re obtaining is backed by and ascribed to a trustworthy source. At the time, the most common options are:
- AXA
- LUMA
These are just a few venues where you can get COVID-19 travel insurance for a single trip. You can, however, check with your existing insurance provider to see whether they give equivalent coverage. The most critical aspect is that the coverage matches Thai government criteria.
COVID-19 insurance costs are tough to estimate in a single post. Its cost varies according to your age, insurance history, length of coverage, and other factors. The average cost, however, is between $100 and $3,500.
Check Policy Conditions and Disclaimers Properly
It’s vital to remember that Thailand’s border security has the power to reject admission to anyone who arrives in the nation. In some circumstances, simply obtaining a visa isn’t enough to gain entry. You will be required to provide proof of insurance upon arrival, and the wording of the policy is critical.
According to the Thailand Embassy, a traveller’s insurance must expressly indicate three things in order to be effective upon arrival in Thailand. These are the following:
- The insurance must cover COVID-19. Otherwise, the traveller will not get admission to hospitals if COVID-19 is not present among the coverage scenarios.
- The insurance policy must specify how long it is valid. This must cover the entire term of the visitor’s stay in Thailand, from beginning to end.
- The insurance must declare that it covers a minimum of $100,000 USD and that it is comprehensive in nature, which means it covers all COVID-19-related treatment and expenses.
That’s all there is to it. You may enter Thailand legally during the period of the COVID-19 lockdown measures once you have your COVID-19 insurance coverage. However, COVID-19 insurance is not the only type of insurance for visitors to Thailand.
But before all, you must have permission to enter Thailand. For any of your plans to get a Tourist or Business Visa for Thailand, write us a mail at [email protected].
